Terms & Conditions

Authorization and Copyright

Insurance Office of Central Ohio (IOCO) authorizes you to view, copy, and print documents published by IOCO on the World Wide Web for non-commercial use within your organization only. In consideration of this authorization, you agree that any copy of these documents shall retain all copyright and proprietary notices contained herein.

Each document published by IOCO may contain other copyright information and proprietary notification relating to that individual document. Nothing contained herein shall be construed as conferring by estoppel, implication or otherwise any license or right under any trademark of IOCO or any third party. The content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice.

Warranty Disclaimer

IOCO makes no representations about the suitability of the content of this site for any purpose. This information is provided “as is” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, title, non-infringement and fitness for a particular purpose.

IOCO will not be liable to anyone with respect to any damages, loss or claim whatsoever, no matter how occasioned, in connection with access to or use of the contents of this site. In no event shall IOCO be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action including but not limited to contract or negligence or other tortious actions, arising out of or in connection with the use, copying or display of the content.

Accuracy and Updates

IOCO has taken care to ensure that the information which follows is complete, accurate and up-to-date. However, IOCO assumes no responsibility for errors or omissions which may occur. All the information provided is subject to change from time to time at the sole discretion of IOCO.

All publications may include technical inaccuracies or typographical errors. We reserve the right to make periodic changes, additions, and deletions to these publications, and the products and programs described in these publications without notice.

Submissions and Feedback

All questions, comments, suggestions or the like regarding the content of any IOCO document shall be deemed to be non-confidential and IOCO shall have no obligation of any kind with respect to such information, and shall be free to reproduce, use, disclose, and distribute the information to others without limitation.

Links to Other Sites

Some of the sites listed as links herein are not under the control of IOCO. Accordingly, IOCO makes no representations whatsoever concerning the content of those sites. The fact that IOCO has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by IOCO with respect to such site, its owners or its providers.

IOCO is providing these links only as a convenience to you. There are risks in using any information, software or products found on the Internet, and IOCO cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Insurance Disclaimer

The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage descriptions are general in nature and subject to policy terms, conditions, and exclusions. Please refer to your actual policy for specific coverage details. Insurance products and availability may vary by state.

Always consult with a qualified insurance professional for advice regarding your specific insurance needs and circumstances.